Meet Melissa Lynn and her Hubby. They're a happy couple who enjoy the "swing lifestyle". Hubby has another passion, too: gambling. Since he seems to always have money, Melissa isn't really aware of Hubby's vice. But oh, how things change! Because when Melissa walks into their home after a walk, there's Hubby -- and two black men who Melissa doesn't know -- in her kitchen! Turns out the men work for a character named "Chi Town", and Chi Town's goons are there to collect $10,000 Hubby owes! After a brief meeting in the bedroom, Hubby sends Melissa back out in the kitchen, alone...in order to buy Hubby another couple weeks to make his payment. Chi Town's enforcers are going to take turns on Melissa right in front of Hubby! That's when Hubby notices his dick is hard, too...so why not jack to the awesome show! In the end, Melissa's coated in spunk, and Hubby has a couple weeks to win back his money!